Integrity – Fairness – Respect – Competence – Confidentiality – Diligence

What I do

Border Financial Advice’s  aim is to help you to organise your financial affairs, build your long-term wealth and balance your lifestyle of today with your needs for tomorrow. Together we will develop your unique life plan.

Life Insurance

Here at Border Financial Advice we believe that you should insure what’s precious to you. We all insure the things we own.

Life Insurance

  • Death Benefit
  • Total and Permanent Disability (TPD)
  • Trauma/Critical Illness/Crisis
  • Income Protection


('Super’) is money for your retirement. If you’ve had more than one job, you probably have several super accounts.


  • Growing and Contributing to super
  • Before and after-tax contributions
  • Accessing super
  • Insurance in super
  • Death benefit and super
  • How much super can I have?

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Retirement Planning

Helping ensure you have a enough money to live on when you stop working. Your retirement income can come from many sources.

Retirement Planning

  • An important topic covering the key decisions and actions you need to make when looking ahead to the lifestyle that you hope to have after you finish working.

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Investing money outside the superannuation environment in order to achieve certain objectives, such as income, growth and/or tax effectiveness. They can be short or long term and have differing levels of Risk.


  • Managed Funds
  • Separately Managed funds
  • Wraps
  • Insurance Bonds
  • Annuities
  • Bonds

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Financial Planning

When it comes to thinking about our financial future, many of us don't know where to start. With good financial advice, it all becomes very clear.

The financial planning process

  • Taking the time to map out your finances is often the last thing on your to-do list. Whether you dream of travelling or buying a new home, having a personal financial adviser can get you on track to a secure financial future.


Tom Border is an Authorised Representative No. 1005636 of InterPrac Financial Planning Pty Ltd (AFSL 246638) whose aim is to help you to organise your financial affairs, build your long-term wealth and balance your lifestyle of today with your needs for tomorrow. Together we will develop your unique life plan. Contact us today!

Tom Border

Between 1989 and 1995 I worked in the manufacturing and mining industries as an accountant, developing a strong foundation in financial analysis. Over the past 23 years I have worked for AMP, major banks such as ANZ and Westpac, Industry Superannuation Funds such as Australian Super, and for Public Sector Funds. This experience in the financial sector places me in good stead to meet the needs of my clients, and I am committed to continuing my education to meet the everchanging needs of the profession.

At times I felt restricted working for some of the above institutions as I could only offer my clients a limited range of products and services. As a result, in 2016 I made the decision to become self-employed, working as an Authorised Representative of various licencees. This allows me the complete freedom and flexibility to offer the best advice, products and solutions to my clients, without the pressure of meeting secondary objectives such as activity and sales targets. I am much more comfortable working for myself as my clients’ best interests are my priority, not profits.

I pride myself on delivering unbiased solutions to my diverse client base which consists of individuals, couples, families, and retirees. Over the years I have provided advice to clients on wealth creation through investment, superannuation and retirement, and wealth protection through life, total and permanent disability, critical illness and income protection insurance.

Trusted Advisor

Tom Border is dedicated to customizing his services to deliver results.

Understand your Options

There is no one size that fits all – I’ll help to assess your options.

Peace of Mind

Life is the sum of your choices and I can support you in making them.

360 Feedback

Clients have expressed quite passionately, how much they appreciate what I’ve done for them and their families.

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Contact Us

For any questions, concerns or queries regarding your personal finance, please contact me using the form below: